Selecting a payment processor that aligns with your business requirements and ethical considerations is crucial. If you're seeking alternatives to Stripe, here are 4 reputable options to consider:
- Adyen
- Authorize.Net
- Mollie
- Helcim
Adyen
Adyen is a Dutch payment company offering a global platform for accepting payments through various methods, including credit cards, debit cards, and bank transfers.
Key Features:
- Supports over 250 payment methods and 150 currencies.
- Provides unified commerce solutions, integrating online and in-store payments.
- Offers advanced fraud detection and prevention tools.
Pricing:
- Pricing varies by payment method and region; typically includes a processing fee plus a fixed transaction fee.
- No setup or monthly fees; charges are based on transaction volume.
Authorize.Net
Authorize.Net, a subsidiary of Visa, provides payment gateway services enabling merchants to accept credit card and electronic check payments.
Key Features:
- Supports multiple payment methods, including credit/debit cards and e-checks.
- Offers fraud detection tools and recurring billing options.
- Provides a virtual terminal for manual transaction processing.
Pricing:
- Monthly gateway fee: $25
- Per-transaction fee: 2.9% + $0.30
- Daily batch fee: $0.10
Mollie
Mollie is a European payment service provider offering a simple and transparent way to accept online payments.
Key Features:
- Supports major payment methods, including credit cards, PayPal, and local European methods.
- Provides a straightforward API for easy integration.
- Offers features like recurring payments and multi-currency support.
Pricing:
- Pricing varies by payment method; for example, credit card payments are charged at 1.8% + €0.25 per transaction.
- No monthly fees; pay only for successful transactions.
Helcim
Helcim is a Canadian-based payment processor known for its transparent pricing and comprehensive services tailored for small to medium-sized businesses.
Key Features:
- Offers interchange-plus pricing with no monthly fees.
- Provides a suite of tools, including invoicing, recurring payments, and a virtual terminal.
- Supports multiple currencies and payment methods.
Pricing:
- Interchange plus 0.3% + $0.08 per transaction.
- No monthly fees; volume discounts available.
Conclusion
When selecting a payment processor, consider factors such as transaction fees, supported payment methods, integration capabilities, and compliance with regional regulations. The alternatives listed above offer robust features and are ethical, providing viable options depending on your business requirements and operational regions.
